We're led by Montague "Cosmo" Boyd, who built it not on flash, but on faith - in people, in relationships, and in doing right by others. That tone of sincerity and care has been the cornerstone of our practice for decades.
We believe that successful financial planning is more than just numbers; it's about understanding your life and your goals. We believe in saying what we mean, showing up for the people we serve, and leading with the kind of care you can feel. When you choose to work with us, you're not just a client, you're family.
WHO WE ARE
Since 1977, The 680 Group has been helping neighbors plan their financial futures with heart, integrity, and a personal touch.
We take the time to understand your current situation and future goals.
Personalized Investment Planning
We help you approach your golden years with clarity and calm.
Retirement With A Plan
Tax-Smart Strategies
Our goal is to help you implement smart strategies to reduce your tax burden.
We work with you to plan for the "just-in-case" moments in life.
Insurance & Protection Planning
We provide the guidance needed to help you make informed decisions.
Estate & Legacy Planning
Ongoing Partnership
We stay in touch, proactively adapting your plan as your needs evolve.
ABOUT US
The 680 Group
With years of experience, 18 of them together, Cosmo and Jana have built their practice on hands-on experience, an unwavering commitment to doing what's right, and a genuine love for helping people feel secure and supported. Now, Cosmo is guiding his daughters, Emily and Thiot, as they carry this legacy into the next generation.
Cosmo has picked a team that reflects these same values, including Beth, whom he's known for 27 years since his days at Robinson Humphrey, and Beth's sister-in-law, Robin. We understand the importance of family because we are family.
OUR PROCESS
Making It Simple
Once we've reviewed your information, we'll meet again to walk you through our findings. We'll show you practical ways to improve your financial future, whether that's growing your investments, maximizing tax efficiency or simply gaining more confidence in your plan. We'll present everything in a clear, straightforward way; no pressure, no jargon, just an honest conversation about what's possible.
Build a Path Forward Together
Let's Talk
Our first step is to simply get to know you. We'll sit down for a conversation to understand what matters most; your financial goals, your concerns, and what you hope to achieve for yourself and your loved ones. This is also a chance for us to make sure we're the right fit for what you need. If it feels right, we'll start exploring how we can build a plan to help you move forward.
To create a thoughtful, personalized plan, we need to understand your current financial situation. We'll ask you to securely share a few key documents. This gives us the full picture so we can provide you with a strategy tailored specifically to your life, not just generic advice.
